Insurance & Fees
I am not contracted with insurance panels and considered an "out-of-network" provider.
Below is a list of questions to help you navigate how to work with an out-of-network provider, if you choose.
I accept FSA and HSA cards via a confidential, HIPAA-compliant third party payer app called IvyPay.
Below is a list of questions to help you navigate how to work with an out-of-network provider, if you choose.
I accept FSA and HSA cards via a confidential, HIPAA-compliant third party payer app called IvyPay.
Notice to Clients
Under federal law, health care providers must give clients who don’t have insurance (or are choosing not to use insurance) an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your estimate, or visit www.cms.gov/nosurprises.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your estimate, or visit www.cms.gov/nosurprises.
Fees & Payments
Individuals: $160 per 50-minute session.
Couples: $200 per 50-minute session.
Payment is due the day of the appointment. Late payments place me in a dual relationship with you as your creditor, which may interfere with our therapeutic relationship. I accept Venmo, PayPal, and cards (credit, debit, FSA, and HSA) through a HIPAA-compliant app called IvyPay. Please note that Venmo and PayPal are not confidential methods of payment.
Couples: $200 per 50-minute session.
Payment is due the day of the appointment. Late payments place me in a dual relationship with you as your creditor, which may interfere with our therapeutic relationship. I accept Venmo, PayPal, and cards (credit, debit, FSA, and HSA) through a HIPAA-compliant app called IvyPay. Please note that Venmo and PayPal are not confidential methods of payment.
Questions for your insurance company:
- What is my coverage for an out-of-network provider? If they ask for a "CPT or bill code" you can give them 90791 and 90837 for individual therapy and 90847 for couples.
- What is my deductible for mental health services per session?
- Do I have an annual deductible I first have to meet before my benefits kick in?
- How many sessions do I get per year? Is it per calendar year (Jan-Dec) or over a 12-month period from my start date?
- Do I require pre-approval or a referral from my primary care doctor?
- What percentage of psychotherapy fees are covered? Some insurances have a maximum they'll reimburse.
- What forms do I need to fill out to get reimbursed by insurance? I don't fill out forms for your insurance and provide a superbill that can be attached to the forms insurance provides you.
- Do I have "telehealth" benefits?
Other things to consider:
- I am an out-of-network provider and do not bill insurance companies directly. However, you may get reimbursed for services from your insurance company and I provide monthly invoices upon request. To confirm that you have mental health benefits, please call your insurance provider and give them my National Provider Number (NPI) 1962678482 to see if services are covered.
- Most insurances require a diagnosis on your invoice, which becomes part of your medical record. I include diagnosis codes on all invoices.
- I cannot use FSA/HSA cards to pay for future sessions. It's considered insurance fraud because these accounts are meant to reimburse for services already rendered or to pay for services in real time.
- I do not offer packages. Sometimes things change and it's financially messy when they do.